Borrowers who are not able to document their income using pay stubs, tax returns, and other income verification documents required for a qualified mortgage.
This type of loan is for you if you are self-employed, business owner, contractor, freelancer, gig worker, investor, etc.....
What are the Benefits of a Bank Statement Loan?
Because there is less paperwork, the process is seamless.
Program Highlights
- Must be self-employed for at least 2 years
- Available for purchase and cash-out or rate-term refinance
- Primary, second home, or investment properties
- 12 or 24 months bank statements required
- Personal or business bank accounts can be used.
- Min FICO 660
Is a Bank Statement Loan Right for Me?
Our alternative to traditional mortgage products may be right for you if any of the following describes you:
This program does not rely on your tax returns for approval.
Most borrowers are only aware of traditional loans, it can seem like investing or becoming a first-time buyer is an impossible feat. However, that isn’t the case.
Second Finance, Lc | A Mortgage Broker Company | NMLS #1443191
jOHN w. dODD, lOAN oFFICER| NMLS#317222
4484 S Marsalis Ave. Dallas, Texas 75216
(214) 941-8222/ (888) 745-5289 COPYRIGHT 2023
Office Hours 9:am to 6:pm Monday through Friday
