Borrowers who are not able to document their income using pay stubs, tax returns, and other income verification documents required for a qualified mortgage.

This type of loan is for you if you are self-employed, business owner, contractor, freelancer, gig worker, investor, etc.....

What are the Benefits of a Bank Statement Loan?

  • No tax returns are needed!
  • It is easily compared to the traditional full documentation process.t
Because there is less paperwork, the process is seamless.

Program Highlights

  • Must be self-employed for at least 2 years
  • Available for purchase and cash-out or rate-term refinance
  • Primary, second home, or investment properties
  • 12 or 24 months bank statements required
  • Personal or business bank accounts can be used.
  • Min FICO 660

Is a Bank Statement Loan Right for Me?

Our alternative to traditional mortgage products may be right for you if any of the following describes you:

  • Self-employed
  • Business owner
  • Contractor
  • Freelancer
  • Gig Worker
  • Entrepreneur
  • Investor
This program does not rely on your tax returns for approval. 

Most borrowers are only aware of traditional loans, it can seem like investing or becoming a first-time buyer is an impossible feat. However, that isn’t the case. 
Call and Talk to a Loan Specialist