New Construction Loans to build your own inventory.

The housing inventory in the U. S. is too low, so let's build more to rent or sell!
If you are looking for funding - we are looking for you. We are faster than a bank, not a full doc lender, and way more efficient. We are one of the best in the business when it comes to New Construction financing.
We provide financing to cover all your ground-up construction needs. This program offers terms to make sure your project is well-funded from start to finish.

Program Highlights:

• Collateral: Non-Owner Occupied Single-Family Properties; Condos; Townhomes.
• Minimum Property Value: $150k**
• As-Completed Value.
• Term: 12 – 24 Months.
• Loan Amount: $100k* – $3M* Based on Max Loan Amount.
• Minimum FICO: 680

At least one borrower or guarantor must have the number of qualifying pieces of experience or equivalent experience in the past three (3) years and at least one (1) year in the business of acquiring real estate for investment purposes or renovating real estate. Final loan terms may vary based on loan types, verification of application information, and other risk-based factors.

What are the current new construction loan rates?

Word of caution: do not believe the low-rate marketing gimmicks you see out there in the lending world. Rates are always determined by the following criteria:
• Real estate asset
 • Investor experience
• Investor credit score
• Investor liquidity

What length of loan terms does Second Finance offer for new construction?

We offer new construction loan terms of 12 to 24 months.

What states does Second Finance lend in?

We lend in all 50 states.

Can I borrow from Second Finance if I am from another country?

We provide new construction loans to both U.S. citizens and foreign nationals.

Do you do an appraisal for new construction loans?

Yes. 


Our fast, flexible, and reliable New Construction loans are for investors who need financing that is faster than the bank. Our lending team will help you get a New Construction Loan for your property investment dialed in quickly. Call us today!
There are some lenders that offer this type of program, but few of them can match our experience and success rate, making us the trusted professionals you need to make this program work for you.
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Call and Talk to a Loan Specialist